Issue

Focus

Description

January

Business Outlook

The 2012 forecast for the economy and the mortgage markets. The issue features a special section on commercial and multifamily real estate finance. [This issue will be distributed at MBA's Commercial Real Estate Finance/Multifamily Housing Convention & Expo.]

February

Servicing Trends

The latest outlook for delinquencies and foreclosures, as well as an update on efforts to impose national servicing standards. [This issue will be distributed at MBA's National Mortgage Servicing Conference & Expo.]

March

Regulatory Compliance

A comprehensive look at the Consumer Financial Protection Bureau and its efforts to regulate the mortgage industry. Also, more on the fallout from the Dodd-Frank Act.

Includes MB Tech Special Section

April

Technology

We honor the 2012 class of Technology All-Stars who have left their mark on the mortgage technology business. Also, the latest on industry consolidation among tech players. [This issue will be distributed at MBA's National Technology in Mortgage Banking Conference, MBA's National Fraud Issues Conference and MBA's National Policy Conference.]

May

Secondary Market

The latest on federal government plans to restructure the housing finance system. We look at what's on the drawing board for Fannie Mae, Freddie Mac and the FHA/VA programs. Also, an update on the private MBS markets. [This issue will be distributed at MBA's National Secondary Market Conference & Expo and MBA's CREF/Multifamily Servicing and Technology Conference.]

June

State/Local Markets

A look at where real estate markets are thriving. The latest on where job growth is strengthening and prices are stabilizing. We also explore other factors affecting mortgage lending in state/local markets. [This issue will be distributed at MBA's Chairman's Conference.]

Includes MB Tech Special Section

July

Origination Strategies

The outlook for the mortgage refinance and purchase markets. The latest on unique strategies for growing lending volume and profiles of some companies that are growing market share. [This issue will be distributed at the California Mortgage Bankers Association's Secondary Market Conference.]

August

Default Servicing

The latest tools and strategies that servicers and vendors are using to modify loans, prevent foreclosures and sell REOs. Also, a report card on what's working to clear the inventory of foreclosed properties. [This issue will be distributed at the California MBA's Servicing Conference.]

September

Legislative/Regulatory Issues

A roundup of the latest news on laws and regulations governing the mortgage industry. Updates on new rules governing foreclosure processing, consumer disclosures, licensing, servicing standards and risk retention. Also, efforts to sort out the future of Fannie Mae and Freddie Mac. [This issue will be distributed at the California MBA's CREF Conference.]

Includes MB Tech Special Section

October

Industry Trends

The latest big-picture developments reshaping the mortgage industry. Topics include the status of home prices, repurchase risks, industry consolidation, delinquency/foreclosure trends, the restructuring of the secondary markets, litigation trends and compliance burdens. [This issue will be distributed at MBA's 99th Annual Convention & Expo.]

November

Retail/Wholesale/Correspondent

An examination of production channels to see if lenders are sticking with a back-to-basics retail approach. Correspondent and wholesale lending appear poised for a comeback, and we check out who is jumping back into those channels.

December

Valuation/Home-Price Trends

The latest thinking on home-price trends. The experts assess where real estate prices have hit bottom and where they still have a ways to go. We examine new government oversight of the appraisal industry and the latest tools to improve valuations.

Includes MB Tech Special Section