Online Privacy Statement
What Information Do We Gather and How is it Used?
MBA collects information from our users at several different points on this Web site: Users to the public areas of the Mortgage Banking magazine Web site browse anonymously. However, the MBA Web server does collect aggregate data, such as number of access attempts by page. MBA may collect information ("Personal Information") from you before allowing access to certain resources and personalization features on the site, or to order products and services. Generally, when Personal Information is collected, it is used by MBA to improve Web content; to respond to visitors' interests, needs and preferences; and to develop new products and services. MBA does not share Personal Information with any third parties except that MBA may share such information with its subsidiaries and affiliated organizations. Third party vendors providing services in connection with this Web site may have access to Personal Information. It is MBA’s policy to require such vendors to hold Personal Information in strict confidence.
Cookies are files that contain information created by a web server that can be stored on your machine for use either during a particular session ("session" cookie) or for future use ("persistent" cookie). MBA uses both session and persistent cookies to facilitate, track and limit automated activity, and to assist in the collection of site visitation statistics. Cookies are not used to disseminate significant information about users over the Internet. If you decline the attachment of any cookie, you may not have access to the full benefits of the Web site.
Like most standard web site servers we use log files. This includes internet protocol (IP) addresses, browser type, internet service provider (ISP), referring/exit pages, platform type, date/time stamp, and number of clicks to analyze trends, administer the site, track user’s movement in the aggregate, and gather broad demographic information for aggregate use. IP addresses, etc. are not linked to personally identifiable information.
This web site contains links to other sites. Please be aware that MBA is not responsible for the privacy practices of such other sites. We encourage our users to be aware when they leave our site and to read the privacy statements of each and every web site that collects personally identifiable information. This privacy statement applies solely to information collected by this Web site.
LEGAL DISCLAIMER: ALTHOUGH WE MAKE EVERY EFFORT TO PRESERVE USER PRIVACY, WE MAY NEED TO DISCLOSE PERSONAL INFORMATION WHEN (I) REQUIRED BY LAW WHEREIN WE HAVE A GOOD-FAITH BELIEF THAT SUCH ACTION IS NECESSARY TO COMPLY WITH A CURRENT JUDICIAL PROCEEDING, A COURT ORDER OR LEGAL PROCESS SERVED ON OUR WEB SITE; OR (II) NECESSARY TO PROTECT AND DEFEND THE RIGHTS OR PROPERTY OF MBA OR MBA AFFILIATES, INCLUDING THEIR WEB SITES. EXCEPT AS EXPRESSLY STATED IN THIS PRIVACY STATEMENT, IN NO OTHER CIRCUMSTANCES DO WE SHARE ANY PERSONAL INFORMATION WITH ANY PARTNERS, SERVICE PROVIDERS OR OTHER THIRD PARTIES. WE MAY HOWEVER SHARE AGGREGATE DATA WITH THIRD PARTIES WHERE SUCH DISCLOSURE DOES NOT ENTAIL THE DISCLOSURE OF ANY PERSONALLY-IDENTIFIABLE INFORMATION.
In the event MBA goes through a business transition, such as a merger or selling a significant portion of its assets, users’ Personal Information will, in most instances, be part of the assets transferred. Users will be notified via email and prominent notice on our Web site for 30 days prior to a change of ownership or control of their personal information. If as a result of the business transition, the user's personally identifiable information will be used in a manner different from that stated at the time of collection they will be given choice consistent with our notification of changes section.
This Web site takes commercially reasonable precautions to protect our users' information. All information entered by a user on the site is encrypted and is protected with SSL encryption software. All purchase transactions that occur on our store are transmitted via an SSL secure server with a digital certificate of authentication from VeriSign. We do not store credit card numbers of any sort in our online store for security purposes. If users have any questions about the security at our Web site, users can send an email to email@example.com.
Opting out and Correcting Personal Information
If a user's personally identifiable information changes (such as zip code, phone, email or postal address), or if a user no longer desires our service, email our Customer Support at firstname.lastname@example.org or click the "Contact" link on this web site in order to inform MBA of the changes.
Notification of Changes
Phone: (202) 557-2700
Postal Address: 1717 Rhode Island Ave., N.W., Suite 400, Washington, DC 20036